I have to ask. So, who's thinking that in 2010 I'll start.....
Make a list of those goals, things you would like to achieve and start now.
Give it a go, don't think "I will have a no spend week starting in 2010" start it now so you don't go and have a spend up just to make you feel like you're not missing out on anything.
Don't decide to start that fitness routine and a healthy new you starting 2010, start this minute and don't give yourself permission to eat junk and laze around until 2010.
So, what are you waiting for?